Plan F

Medicare Supplement Insurance Plan* F is the most comprehensive plan offered by Blue Cross and Blue Shield of Texas, A Division of Health Care Service Corporation. This plan is the most popular choice among seniors simply because it offers the most protection of all the standardized plans offered in the state. With this plan, you can count on coverage for deductibles, copays, coinsurance and additional benefits Original Medicare does not provide.

Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.



Medicare has been helping seniors like you get dependable health care for generations. But it wasn’t designed to pay for everything. Out-of-pocket expenses can be high, even with Medicare benefits. This plan offers Medicare recipients complete coverage including Part A hospital deductible and coinsurance, the cost for 365 days of hospital care after Medicare coverage ends, Part B deductible and any Part B excess charges Medicare will not pay.

Provides supplemental Medicare coverage for hospitalization (Part A), medical services (Part B), skilled nursing facility care, hospice care and home healthcare approved services. That means Medicare Supplement Insurance Plan F pays the 20 percent remaining costs for you to receive semi-private room and board, general nursing and miscellaneous services and supplies as well as outpatient medical services, supplies and treatment, physician services, physical and speech therapy, diagnostic tests and durable medical equipment. In addition, your coinsurance for days 21-100 of skilled nursing care are covered, as are the first three pints of blood 100 percent and 80 percent of any foreign emergency care you need up to $50,000 during your lifetime.



Benefits Summary

Part A deductible and coinsurance

365 extra days of hospital care after Medicare benefits end

Part B deductible, coinsurance and 100 percent of excess charges

Skilled nursing facility copayment, hospice care and home healthcare approved services

100 percent coverage for the first three pints of blood

After a $250 cost, 80 percent foreign travel emergency care (up to $50,000 lifetime)


What You Can Expect To Pay With Medicare Supplement Insurance plan F

You will pay a monthly premium, hospitalization costs beyond the additional 365 days after the Lifetime Reserve are used, costs after 101 days in a skilled nursing facility, $250 per calendar year for foreign care and 20 percent of costs within the first $50,000. However, if you are enrolled in a Medicare Select Plan and if you agree to use a Medicare Select participating hospital for non-emergency elective admissions, you can save on your premiums.

Blue Cross and Blue Shield of Texas will never terminate or refuse to renew your policy because of the condition of your health. And for seniors looking for protection backed by a company with a solid reputation.

Basic Benefit
Comprehensive Plan
Budget-Conscious Plan Options
Click on each
to view details**
Plan A Plan F Plan G High Deductible
Plan F
Plan N
Medicare Select
(eligibility based
on ZIP code)
Basic Benefits  100% 100% 100%                     100%
Skilled Nursing
Part A Deductible
Part B Deductible
Part B Excess           100%           100%
Foreign Travel
Emergency Care†
Annual Out of
Pocket Limit††

Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.

* Network restrictions apply.
** Policy forms UWMSP(A)-2010, UWMSP(F)-2010, UWMSP(F-HD)-2010, UWMSP(G)-2010, UWMSP(K)-2010, UWMSP(L)-2010, UWMSP(N)-2010, UWMSP-SEL(F)-2010, UWMSP-SEL(G)-2010, UWMSP-SEL(K)-2010, UWMSP-SEL(L)-2010, UWMSP-SEL(N)-2010.

† Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the USA.

†† The out-of-pocket annual limit may increase each year for inflation (2023 limits shown).

‡ You must live within 30 miles of a participating Medicare Select hospital to be eligible.

BCBSTX is not connected with or endorsed by the United States Government, the Federal Medicare Program, or any other governmental agency.

*Not connected with or endorsed by the U.S. Government or Federal Medicare Program