Medicare Supplement Plan N works alongside Original Medicare to help cover certain out-of-pocket costs. It’s often chosen by people who want solid coverage with lower monthly premiums.
1. What Does Plan N Cover?
Plan N helps pay for:
- Medicare Part A coinsurance and hospital costs.
- Skilled nursing facility coinsurance.
- Hospice care coinsurance.
- The first three pints of blood.
- Most Medicare Part B coinsurance.
- Limited foreign travel emergency coverage.
2. What Costs Will I Still Pay?
With Plan N, you are still responsible for:
- The Medicare Part B deductible.
- Small copays for some doctor visits.
- A copay for emergency room visits if you are not admitted.
- Any Medicare Part B excess charges.
3. Who May Benefit from Plan N?
Plan N may be a good fit if you:
- Want lower monthly premiums.
- Visit the doctor less frequently.
- Are comfortable with small copays when you receive care.
- Want nationwide access to doctors who accept Medicare.
4. Who May Want to Consider Another Plan?
Plan N may not be ideal if you:
- See doctors or specialists often.
- Prefer more predictable out-of-pocket costs.
- See providers who charge Medicare excess fees.
5. Does Plan N Include Prescription Coverage?
No. Medicare Supplement plans do not include prescription drug coverage.
A separate Part D plan is required.
Questions?
Our Education Specialist can help you understand your options at no cost to you. Call (855) 760-2227 now.