Simple Steps to Medicare Enrollment & Eligibility

Who qualifies for Medicare?

If you’re 65 or older and have worked (or your spouse has) for at least 10 years paying Medicare taxes, you likely qualify for premium-free Medicare Part A — hospital coverage that includes inpatient care, skilled nursing, hospice, and some home health services.

Under 65? You may still qualify if:

You’ve received Social Security or Railroad Retirement benefits for 24 months.

You have End-Stage Renal Disease (ESRD) or need a kidney transplant.

Even if you haven’t paid Medicare taxes, you can usually buy coverage if you’re a U.S. citizen or permanent resident.

When and how to enroll?

If you’re getting Social Security or Railroad Retirement benefits, you’re typically enrolled in Parts A and B automatically. You’ll get a welcome packet about three months before your 65th birthday. Not getting benefits yet? Contact Social Security three months before turning 65 to get started.

Your Initial Enrollment Period (IEP) spans seven months:

Three months before your 65th birthday.

The month of your 65th birthday.

Three months after your 65th birthday.

You can still enroll even if you’re not retiring yet, and you might qualify for a Special Enrollment Period (SEP) if certain conditions apply.

Ready to start your Medicare journey?

To speak to an Education Specialist Call 1-855-890-2583 now!